Jonathan Reich

There are few worse mornings than logging into your dashboard and finding the payouts stopped. No warning email, no phone number that reaches a human, just a banner saying your …

If you’re looking to sell your structured settlement, you’re essentially trading future security for present liquidity. You’re selling an asset that is tax-free and guaranteed at a discount. As a …

I have the credit card conversation a lot as a CPA, especially with business owners who want to use them for business needs while simultaneously racking up the points. Every …

I’ve spent years looking at the financial stacks of businesses and individuals, and whether I’m advising a construction firm on cash flow or helping a family optimize their tax strategy, …

The liquidity trap of a structured settlement is that you’re asset-rich on paper but cash-poor in reality. After all, you can’t use next year’s payment to fix your roof today …

Annuities and structured settlements are safe, predictable, and usually tax-advantaged. From an accounting perspective, they’re some of the most secure assets you can own. But life rarely sticks to a …

If you’re still keeping your savings in a traditional brick-and-mortar bank account, do you know your APY? If not, you may just be paying the bank for the privilege of …

Choosing a credit card isn’t just about picking a pretty piece of plastic. It’s a math problem!  And as a CPA, I adore math, and I adore talking about math, …