Joe Elvin

I used to say my family was “cheap” until my grandpa pointed out the correct term was “frugal.” So whatever you call it, my goal in life is to spend …

If you’re like me, you might want flexibility in your cell phone plan, but without compromising quality. That’s the balance I strive for in most things: affordability and quality. With …

Veterinary bills are no joke in the U.S.; even routine healthcare for your pet can add up to thousands annually, and an accident or emergency could end up costing you …

So, you’ve fallen in love with your leased vehicle, and you want to buy it outright, or you’ve had enough of your lease, and you want out. What are your …

I have the credit card conversation a lot as a CPA, especially with business owners who want to use them for business needs while simultaneously racking up the points. Every …

If you’re a renter, you might assume that when it comes to insurance, health, auto, and life are all you really need. Besides, insurance premiums are costly. It’s only natural …

There are many reasons why people may put off, or even completely avoid, purchasing a life insurance policy. A big one is that it’s an additional expense, and it just …

I’ve spent years looking at the financial stacks of businesses and individuals, and whether I’m advising a construction firm on cash flow or helping a family optimize their tax strategy, …